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A home warranty essentially works like this: you buy coverage for most of the main home equipment and techniques that your home depends on (i.e. plumbing, electrical, heating/cooling, and many others.) and if something breaks down, you call the home warranty company, they in turn call a repairman that they already have a relationship with, that repairman reveals up at your own home and both fixes the problem or replaces the system that is causing the issue.

Greater than two weeks earlier than the public would get the first inkling of issues at Home Capital Group Inc., the alternative mortgage lender discovered itself beneath heightened scrutiny — and never for the first time — from Canada’s high banking regulator.

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Whereas OSFI, in response to a sequence of questions, stated that it cannot touch upon any specific institution that it regulates and supervises,” Soloway disputed the notion that there was friction with the regulator, and said that they by no means informed him they needed him to step down.